Bossier City Rideshare Accident Lawyer

Injured in an Uber or Lyft Accident in Bossier City, LA?

If you or a loved one was injured in an Uber or Lyft accident in Bossier City, Louisiana, you need experienced legal representation. At Ryan E. Gatti, Attorney At Law, our team of seasoned rideshare accident attorneys helps victims protect their rights, secure compensation, and hold responsible parties accountable. Our focus is on clients hurt in Bossier City rideshare accidents due to driver negligence—whether the rideshare driver was on duty, off the clock, or logged into the app. We provide compassionate guidance, thorough representation, and tailored legal strategies for maximum recovery.

Here's why you should choose our firm:

• Local knowledge & presence – Our firm understands Louisiana’s specific rideshare regulations and local courts in Bossier Parish.
• Rideshare expertise – Uber and Lyft cases involve unique liability challenges not found in ordinary auto accidents.
• Proven track record – We’ve successfully recovered fair compensation for clients across North Louisiana.
• Full-service representation – We handle every aspect of your claim—from driver appraisal to insurance negotiations to litigation, if necessary.
• No fee unless we win – You pay nothing upfront. Our contingency arrangement means you only pay if you recover.

To schedule a free consultation, call (318) 633-0186 or contact us online today.

Who is Liable for an Uber or Lyft Accident?

Liability in Uber and Lyft crashes depends on the driver’s status at the time of the crash. Below is a breakdown:

Driver is Logged Out

The rideshare app is off, and the driver is not working. Therefore, the driver is considered off duty: only personal auto insurance (their own policy) applies.

If you’re involved in a crash with such a driver, claims go through their personal insurance company, which may offer limited coverage (often $15K–$50K in Louisiana depending on policy). Our team can help secure personal insurance benefits and, if they are insufficient, explore additional claims such as third-party or UM/UIM coverage.

Driver is Logged On, Idle or Waiting (has signed into the app but has not accepted a trip yet)

During this phase, Uber or Lyft’s “app-on” coverage becomes active, though often limited (e.g. $50K per person, $100K per accident). This policy may not include underinsured motorist protections or may limit payouts depending on how coverage is structured.

Often, both the driver’s personal insurance and the rideshare company’s policy interact. Our Bossier City rideshare accident attorney will determine what coverage is triggered, advocate for use of all applicable insurance, and negotiate aggressively with insurers.

Driver has Accepted a Trip or Has a Passenger

Once the driver accepts a ride or has picked up a passenger, Uber and Lyft’s $1,000,000 liability insurance typically applies. This includes injury to passengers, pedestrians, other drivers, and occupants of other vehicles. It may also include contingent UM/UIM coverage and property damage liability.

In these cases, you can file a claim with Uber or Lyft’s insurer directly, and potentially also tap into the driver’s or your own personal coverage depending on circumstances. Our firm will handle filing your claim, crafting demand packages, negotiating settlements, and if needed, filing suit against Uber, Lyft, or the driver.

Steps to Take After a Bossier City Uber or Lyft Accident

1. Get medical attention immediately – even if you feel okay, internal injuries can appear later. Document injuries thoroughly.
2. Call the police – make sure a police report is created and request a copy.
3. Photograph the scene – vehicle damage, road conditions, traffic signs, injuries, and driver identification.
4. Preserve evidence – keep records of the rideshare app notification, ride receipts, or any messages from the driver.
5. Do not give recorded statements to insurers – direct insurers often take recorded statements that may be used to reduce your claim.
6. Contact a rideshare accident lawyer promptly – dead­lines for filing claims may be short.
7. Engage in treatment and keep all receipts – medical bills, therapy, lost wages documentation, etc.

We guide you through every step—handling insurance, medical lien negotiations, and defending you if lowball offers surface.

Rideshare Accident Claim FAQs

What if I was a passenger in the Uber or Lyft?

If you were the passenger, the rideshare company’s commercial insurance (usually $1 million) applies in most cases once the ride is accepted. We can help you secure full compensation for injuries, pain, and suffering.

What if I was in another vehicle or a pedestrian hit by a rideshare driver?

Your claim works similarly. Liability flows to the rideshare policy in most cases once the app is on or the trip has been accepted. We investigate thoroughly, including app data and driver logs.

Will my own insurance rates go up?

Not necessarily. If the rideshare company’s coverage applies, they handle it. Your insurer should not penalize you for accidents caused by the rideshare driver. We monitor these issues for you.

How much is the typical settlement?

Every case is different. Settlements depend on severity of injuries, fault, medical expenses, long‑term impact, and liability coverage. We fight to maximize compensation for medical bills, lost pay, pain and suffering, and more.

What if the rideshare company denies coverage?

Sometimes Uber or Lyft disputes whether your accident happened during a covered period or under covered activity. When that happens, we escalate—conduct discovery, subpoena logs, and if needed, litigate to force them to pay.

How long do I have to file a rideshare accident claim in Louisiana?

Under Louisiana law, the general deadline (prescriptive period) is one year from the date of accident to bring a personal injury case. However, insurance or contract terms may impose shorter deadlines. Contact us immediately so we don’t miss anything.

Start Your Free Case Evaluation Today

If you or a loved one suffered injuries in any Uber or Lyft accident in Bossier City, time is of the essence. The sooner you act, the stronger your claim can be.  But, you don’t have to tackle this alone. Let our experienced Bossier City rideshare accident lawyer fight for you inside and outside the courtroom.

Contact Ryan E. Gatti, Attorney At Law at (318) 633-0186 today.